Souvenez-vous, il y a un peu plus d’un an, en mai 2021, on se posait déjà la question de savoir ce qui pourrait bien rafraîchir l’immobilier français, alors en surchauffe.

A l’époque, boosté par la crise sanitaire, le moindre mètre carré échangé à Paris ou dans les grandes villes de province atteignait des niveaux jamais égalés, près de 15.000 euros pour la capitale, par exemple.

Une offre plus rare face à une demande dynamique, il n’en fallait pas plus pour encourager la hausse des prix et rien n’a pu calmer l’appétit dévorant des français pour la pierre, à tel point que la situation devenait problématique.

Les professionnels de l’immobilier qui espéraient une correction rapide regardaient une grande partie des candidats à l’accession, les petits profils essentiellement, abandonner leurs projets faute de revenus suffisants.

Chacun attendait que la courbe des prix de l’immobilier revienne se lier à la courbe de l’évolution du revenu disponible des ménages, dont elle s’écarte depuis l’explosion de la bulle Internet en 2000.

Après cette première crise majeure du nouveau siècle, l’immobilier est redevenu une valeur refuge par excellence, rentable et solide, résultat, les prix se sont envolés, multipliés par 1.7 en 20 ans, et pour Paris, c’est fois 2, en 10 ans.

Rien ne semblait pouvoir faire exploser cette gigantesque bulle, alimentée aussi par les capitaux du quoi qu’il en coûte pendant la pandémie, et stimulée par des crédits pas chers.

Et puis il y a eu l’inflation, qu’on disait transitoire, et qui s’est installée.

En Europe, c’est +10.7 % en moyenne en octobre dernier, et en France, on fait partie des bons élèves, avec une inflation maintenue, pour le moment artificiellement, à 6.2 %.

Le pouvoir d’achat régresse pendant que l’Europe se dirige vers la récession, alors les taux grimpent et les prêts immobiliers se font plus rares et plus chers.

Cette fois, tous les paramètres semblent ajustés pour mettre fin à la fièvre immobilière qui agite notre pays.

Aujourd’hui sur Money Radar, on reparle d’immobilier, et d’immobilier français, avec le sujet qui agite le plus les professionnels du secteur cet automne, et si vous aviez projeté de vous offrir votre prochaine résidence, vous êtes au bon endroit.

Les prix baissent, oui, mais combien de temps ça va durer, et quelle sera l’ampleur de cette baisse ?

L'eau en bouteille, un énorme marché longtemps dominé par des multinationales. Mais leur suprématie a été remise en cause par Cristaline, l'eau la moins chère du marché. Révélations sur le prix et la qualité de vos eaux en bouteille.

SPOTIFY: The Pirates Who Saved / Killed Music (The Illegal Rise of Spotify) --- Welcome to the INSANE story of Spotify. We look at how Spotify nearly failed before it even launched, how Spotify got locked in an ongoing battle with both record labels and artists, and finally how Spotify regained leverage by changing their business model. Now, Spotify is actually quite a powerful force in the music industry with a lot more control, which means there are several controversial issues for us to look at in the Spotify Story - including Spotify's history with fake streams, and its plans to become a central hub for podcasts.

Here on MagnatesMedia I bring you business stories. Today, we're looking at how Daniel Ek started Spotify, and what a huge impact Spotify has had. However if you enjoy this look into Spotify's history, check out some of the other business origin stories on MagnatesMedia!

FRONTLINE and The New York Times examine how the credit card industry became pervasive, lucrative, and politically powerful. (Aired 2004)

Millions of American families use their personal, general-purpose credit cards to make ends meet. With no federal laws on the amount of interest or fees that can be charged, credit cards have become the most profitable sector of the American banking industry.”] In “Secret History of the Credit Card,” correspondent Lowell Bergman uncovers the techniques used by the industry to earn record profits and get consumers to take on more debt. Some experts argue the profitability of credit cards began when the banking industry successfully eliminated a critical restriction: the limit on the interest rate a lender can charge a borrower. Deregulation, coupled with a revolution in technology enabled the almost real-time tracking of personal financial information and the emergence of nationwide banking, facilitated the widening availability of credit cards across the economic spectrum. But for some, the cost of credit is often far greater than it appears.

Nestlé: A Real Life Horror Movie - This "story of Nestle" business mini-movie looks at the controversial history of Nestle, including scandals Nestle has been involved in, and accusations against the Nestle group. However, as well as looking at the dark world of Nestle, and Nestle's disturbing history of controversies & scandals, we'll also learn the story of how Nestle began from humble beginnings with a life-saving product. Honestly, Nestle is a fascinating business story, especially given how often Nestle is brought up online as being one of the most hated / most evil companies. So... What's the real truth about Nestle?

The Netflix Movie: The INSANE Rise and Fall of Netflix - a MagnatesMedia business documentary on the history of Netflix. This is the truth about Netflix, a look inside the rise and fall of Netflix’s streaming empire. Thanks to ShipStation for sponsoring the show!

Global trade is a hot topic of the G7 summit in Canada. Is free trade truly free - and fair? What roles do US President Trump, economic powerhouse China, and the EU play in global trade?

When it comes to global trade, it would seem that trickery, threats and deception are the order of the day - yet all this takes place largely beyond the reach of the public eye. Donald Trump has made "America First” his agenda and rallying cry. Along with aiming sharp criticism at global export champion Germany, Trump has also introduced punitive tariffs and warned of further measures. Will this fresh wave of protectionism lead to economic isolationism and threaten global free trade? And what about those for whom free trade’s promise of prosperity increasingly rings hollow? Around the world, many people have come to regard themselves as the losers of globalization. If the true winners of free trade and globalization are not ordinary citizens, has the time come to revise the liberal orthodoxy of free trade? This documentary visits Germany, Switzerland, the United States and Cameroon to explore these issues by way of some everyday examples, including the trade in onions, floor tiles, and bicycles.

Switzerland boasts an extraordinary variety of landscapes and habitats, ranging from the Central Plateau to the high peaks of the Alps. Its abundant natural ecosystems like the Alps, wetlands and forests are in close proximity to urban centres and are a particular feature of the Swiss landscape. The country may be small but it is home to no fewer than 12 UNESCO World Heritage Sites.
The Swiss Alps are high, snow-covered mountains most of which are over 13,000 feet (4,000 meters). The most famous peak is the Matterhorn which is 14,692 feet (4,478 meters) tall, but the highest peak is Dufourspitze at 15,203 feet (4,634 meters).
Scientists are concerned that glaciers in the Swiss Alps have lost a lot of ice coverage in the past 40 years. This may be related to global climate change. Rapid melting of the glaciers could cause flooding to the villages below.
Most animals in Switzerland live in the mountains. The ibex, a species of mountain goat, was hunted to near extinction in the early 1800s. The species has since been reintroduced and more than 15,000 ibex now live in the Swiss Alps. Hikers may also encounter chamois, another goatlike animal, and marmots. The forests of Switzerland are also home to deer, rabbits, foxes, badgers, squirrels, and many bird species.
Switzerland has 6% of Europe's freshwater reserves. It is considered the 'water tower of Europe'. These reserves are fed by excess rainwater, spring water and run-off from snow and glacier melt. Groundwater provides 80% of drinking and process water, and 40% of tap water does not require treatment before it reaches consumers. Swiss households consume an average of 162 litres of water per day, per person. The water in most Swiss public fountains is safe to drink. Since the 1980s, total water consumption in Switzerland (including industry, trade and agriculture) has fallen by around 30%, even though the population has grown. Roughly 56% of the electricity generated in Switzerland comes from hydropower. Two thirds are produced in the mountain cantons of Uri, Graubünden, Ticino and Valais.

Ambiance jungle de 8 heures sur écran noir avec sons d'animaux de la forêt tropicale et orage au loin pour dormir, étudier, se détendre. Écoutez les sons apaisants de la nature et trouvez une relaxation profonde pour le corps et l'esprit. Les sons de la forêt tropicale de la jungle sont un excellent remède contre l'insomnie et les problèmes de sommeil et peuvent vous aider à vous endormir plus rapidement, à dormir sainement et à trouver la paix intérieure. Des animaux bien connus tels que les gorilles, les chimpanzés, les éléphants et les jaguars, mais aussi des grenouilles venimeuses, des serpents et divers types d'oiseaux vivent dans la forêt tropicale.
La diversité découle de conditions de vie parfaites sous les tropiques. Apportez les sons relaxants de la nature de la jungle dans votre maison. Réglez le volume à un niveau confortable et utilisez ces sons de la jungle comme bruits de fond pour l'apprentissage, la lecture, la concentration, le soulagement du stress, le yoga, la méditation et plus encore. Vous n'entendez que les sons d'animaux de la forêt tropicale et le grondement du tonnerre. Il est temps de se détendre.

This video is all about worshipping Our father . the one who died for us. Jesus! He's our King !

This Prayer Music was made to help those who have a hard time reaching the presence of God.This was made to launch you directly into the presence of our Almighty God.

Song list:

1. For your name is holy
2. Let the weight of your glory fall
3. Blessed are you oh lord
4. Nobody like you
5. worthy
6. Holy Holy Holy

Venant au Canada, les visiteurs ont un sentiment paisible lorsqu'ils vivent dans de petites maisons. Mais le dynamisme et la modernité des villes les plus célèbres du monde rendent de nombreux touristes surpris. Les sites attrayants doivent être mentionnés sont Toronto - la ville la plus moderne du Canada, l'Algonquin doré dynamique, Ottawa avec une architecture ancienne ou aller à Vancouver pour admirer la beauté romantique des plages. De belles étirements ...

La musique dort profondément et reposer l'esprit, relaxant et calme la musique pour dormir.
Pour rester calme et soulager le stress après une dure journée de travail, activez la musique apaisante. En écoutant de la musique relaxante, vous pouvez réduire les hormones de stress dans le corps. Il aide le corps à lutter contre les symptômes d'un stress prolongé.
Nous sommes un label de musique qui fait tout ce qui est possible pour vous aider à vous sentir plus calme et plus heureux avec la musique. La musique n'a pas de barrières, donc peu importe qui vous êtes ou d'où vous venez, ces beaux rythmes sont faits pour vous. Rejoignez le voyage pour trouver votre paix intérieure et égayer votre journée.

Enjoy this Forest Sounds Black Screen Night with Zen Garden.
Enjoy this Forest Sounds for Sleeping Black Screen or Black Screen Forest Sounds for Sleep Sounds Black Screen Forest Nature.

Calming Blue MOUNTAIN STREAM. Relaxing NATURE Sounds. White Noise for Stress Relief and Sleeping.

Relaxing MOUNTAIN STREAM Sounds for stress relief, sleeping and meditation. Gentle MOUNTAIN STREAM in the forest soothing nature sounds will help you to fall asleep, relieve stress or relax. 10 hours of water (MOUNTAIN STREAM) calming sounds for concentration on study and work. Hoping you enjoy it.

This Relaxing Blue MOUNTAIN STREAM in the forest nature video can be used as screensaver or background noise.

Favorite old hymns l Hymns Beautiful

I composed this Heavy Rain and Thunder Sounds for Sleeping and as a Stress Relief Video. My focused was lying especially on the Thunder Sounds, keeping them near, without distracting the viewer was the main goal here. 😊 The Heavy Rain Sounds are composed of two older recordings I made some month ago I hope you like the combination of this Black Screen Video and as always I would be really happy, if you could write me a comment and give me feedback on the video.

Heavy Rain and Thunder Sounds for also works for Relaxing Sleep, ASMR Sleep, Tinnitus Relief and as a Stress Reduction guidance.

💫 I recommend listening to the video at low volume, so you have the best relaxing feeling. Enjoy it!

Brooklyn Tabernacle Singers at Calvary Church

Concerto di Adorazione dei "The Brooklyn Tabernacle Singers".
Italy Tour June 2017 - Auditorium Conciliazione ROMA.
20 giugno 2017.

00:00 - Inizio
02:48 - He's Live (Egli Vive)
09:34 - All Power, All Glory (Tutto il Potere, Tutta la Gloria)
16:30 - Lord, I Believe in You (Signore, Credo in Te)
24:35 - Taste and See (Gustate e Vedete)
31:17 - Jesus I Love You (Gesù ti Amo)
37:39 - The Man (L'Uomo)
48:55 - Jesus it is You (Gesù sei Tu)
57:09 - Jesus is (Gesù è)
01:04:22 - For Every Mountain (Per Ogni Montagna)
01:14:20 - Total Praise (Lode Totale)
01:21:31 - Greatest Man (L'Uomo più Grande)
01:26:34 - Thou Oh Lord (Tu oh Signore)
01:35:12 - He's Lord (Lui è Dio)
01:41:30 - Predicazione Jim Cymbala
02:14:54 - Hallelujah You're Worthy (Alleluia Sei Degno)

• Organizzato da: Worship Events www.worshipevents.it
• Partnership: Christian House, Beth-Shalom, Sicomoro Onlus, Chiesa Alfa Omega, Aldea Onlus
• Riprese TV: Parole di Vita www.paroledivita.org

Sections:
00:00:00 – Advert
00:01:08 – In-Venue Acknowledgements
00:02:46 – Prayer 2
00:11:54 – Preye Odede
00:26:10 – In-Venue Acknowledgements II
00:30:57 – Onos Ariyo
00:46:39 – Multimedia Playout
00:47:53 – Comedy 1: MC Abbey
00:59:16 – Multimedia Playout II
01:03:00 – Tim Hughes & Muyiwa Olanrewaju
01:19:38 – In-Venue Acknowledgements III
01:21:41 – Prayer 3
01:27:58 – Moses Bliss
01:50:32 – Hosts Banky W & Pastor Dayo Ben-Laniyi
01:56:39 – Eben
02:20:37 – Comedy 2: Damola
02:27:50 – Comedy 3: MC Forever
02:33:12 – In-Venue Acknowledgements IV
02:41:18 – Tope Alabi
03:08:11 – In-Venue Acknowledgements V
03:10:27 – Prayer 4
03:18:16 – Sinach
03:51:08 – Introduction of Host by First Lady
03:54:29 – Host's Welcome Remarks & Acknowledgement
04:01:53 – Moment of Silence for Sammie Okposo
04:11:03 – In-Venue Acknowledgements VI
04:12:25 – Special Remark: Will Stevens
04:16:13 – National Anthem
04:25:40 – Comedy 4
04:30:57 – Hymn
04:37:01 – The Message
05:10:36 – Altar Call
05:25:06 – In-Venue Acknowledgements VII
05:27:19 – Mercy Chinwo
05:56:35 – In-Venue Acknowledgements VIII
05:57:51 – Prayer 5
06:07:40 – Donnie McClurkin
06:38:26 – Prayer 6
06:43:48 – Comedy 5: Kenny Blaq
06:50:13 – Nathaniel Bassey
07:20:14 – Comedy 6: Akpororo
07:41:08 – Chandler Moore
08:19:44 – Phil Thompson
08:37:07 – Travis Greene
09:09:52 – Prayer 7
09:16:19 – Dunsin Oyekan
09:51:38 – Mr M & Revelation
10:21:45 – Closing Prayer